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Social Security Overpayment Waiver — Stop Repayment When the Overpayment Wasn't Your Fault

Difficulty Medium Risk Medium Applies To All Potential Savings Can erase partial or full repayment of alleged SSA overpayments Last Verified 2026-04-03

Social Security Overpayment Waiver — Stop Repayment When the Overpayment Wasn’t Your Fault

What Is It?

SSA allows certain beneficiaries to request a waiver of overpayment recovery if they were without fault and repayment would defeat the purpose of the program or be against equity and good conscience.

What Most People Don’t Know

  • A waiver is different from an appeal of whether the overpayment exists.
  • Hardship matters, but fault matters too.
  • Collections can sometimes be paused while the waiver is considered.

Sources