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Home Appraisal Copy Right — Get the Valuation Even If the Lender Says No

Difficulty Easy Risk Low Applies To All Potential Savings Indirect but valuable for disputes, refinancing, and negotiation Last Verified 2026-04-03

Home Appraisal Copy Right — Get the Valuation Even If the Lender Says No

What Is It?

Mortgage applicants generally have the right to receive a copy of appraisals and other written valuations developed in connection with a first-lien dwelling loan application.

What Most People Don’t Know

  • The right is not limited to approved loans.
  • It applies to other written valuations too, not just formal appraisals.
  • The copy is generally free.

Sources