Bank Bonus Churning APY Calculator
Stop guessing if a cash bonus is "better" than your High-Yield Savings Account. Translate any confusing bank bonus into a standardized Annual Percentage Yield (APY) so you can compare them apples-to-apples.
$
$
Include all holding periods and waiting times for payout.
%
The Real Return
0.00%
Bonus Annualized Equivalent (APY)
$300
Total Profit (Bonus)
$0
Total Profit (If left in HYSA)
Doing this bank bonus gives you the equivalent of a X% interest rate account for those days. This crushes a standard High-Yield Savings Account.