Allowance for Spouses 60 to 64 — Get Monthly Support Before OAS If Your Partner Receives GIS
What Is It?
The federal Allowance is a monthly, non-taxable payment for people aged 60 to 64 whose spouse or common-law partner receives OAS and is entitled to GIS.
It is one of the least known bridge benefits in the retirement-income system.
What Most People Don’t Know
- You do not need to wait until 65.
- Combined income matters.
- You usually need to apply.
- The benefit can be paid retroactively in some cases, subject to Service Canada timing rules.
Frequently Asked Questions
Who is this for?
A: Service Canada says it is for people age 60 to 64 whose spouse or common-law partner receives OAS and is eligible for GIS.
Is it taxable?
A: No. Service Canada describes the Allowance as a non-taxable payment.